Reducing Expenses : Step 1

“I’m paying an extra $150 a month to pay off a credit card debt. It’s gonna help me pay it off a lot faster.”
Rick, Miami

MAKING CHANGES- reducing expenses
You may want to make spending changes to balance your budget, reduce debt, or change your spending percentages.

Step 1: Determine how much money you have left over after your expenses have been subtracted from your income. Extra money could go toward paying off debt or savings.

On to the next section!