How many of these questions can you answer “yes”?
|I have a regular, steady income|
|I am living within my means. In other words, I do not spend more than I make.|
|I am paying off my student loan debt and I know the longer I take to pay it off, the more it will cost me.|
|I do not have any credit card or payday loan debt.|
|I have an emergency fund of $500 to $1,000 saved for unexpected expenses.|
|I have proper money balance between needs, wants, and savings.|
|I am properly protected with adequate insurance|
|I have a financial plan that includes saving money for retirement and financial goals.|
|I make sure any big ticket purchases such as a house or car or loan will not upset my balanced financial situation and leave me saddled with debt.|
This website will provide information, guidance, resources, and referrals for you to achieve these goals.